(917) 881-9945 [email protected] Bayside, NY 11361
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National Life Group Licensed Broker

Protect Your Life
Guard Your Family
Plan Your Future

Life insurance is more than death benefits. With Living Benefits (ABR), you can access funds when you need them most - during critical illness, chronic conditions, or terminal diagnosis.

Book Free Consultation (917) 881-9945
Yvonne Yeung - Licensed Insurance Broker
20+ Years Experience
3 Languages
Why Choose Me

Your Trusted Insurance Partner

Combining financial expertise with personalized service for your family's protection

20+ Years CPA Experience

Leveraging deep financial knowledge to provide logical, long-term insurance and family planning solutions.

National Life Group Broker

Officially licensed broker with one of America's most trusted and established insurance companies.

Asian Family Specialist

Deep understanding of Asian American family values, financial concerns, and long-term planning needs.

Multilingual Service

Fluent in Cantonese, Mandarin, and English. Communicate comfortably in your preferred language.

Our Services

Comprehensive Protection Solutions

Tailored insurance solutions to protect every aspect of your family's financial future

Living Benefits (ABR)

Access your death benefit while you're still alive if diagnosed with critical, chronic, or terminal illness.

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Life Insurance

Protect your loved ones with comprehensive life insurance coverage tailored to your family's needs.

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Retirement Planning

Build a secure retirement with strategies designed to provide lifetime income and peace of mind.

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Long-Term Care

Plan for future care needs with flexible coverage options that protect your assets and independence.

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Wealth Transfer

Create a lasting legacy with tax-efficient strategies to transfer wealth to the next generation.

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Protection While You're Still Living

Traditional life insurance only pays out after death. But what happens when you're diagnosed with a serious illness and need funds for treatment, care, or daily expenses? That's where Living Benefits come in.

  • No additional premium required
  • Access up to 90% of death benefit
  • Use funds for any purpose
  • No medical facility required
  • Tax-advantaged benefits
  • Covers chronic conditions
Learn About Living Benefits

Covered Conditions

Critical Illness

Heart attack, stroke, cancer, and more

Chronic Illness

Unable to perform 2+ daily activities

Terminal Illness

12-24 month life expectancy diagnosis

Cognitive Impairment

Alzheimer's, dementia, and similar

Real-Life Uses

How Living Benefits Can Help

See how families use Living Benefits to maintain their quality of life

Home Care Support

Receive professional care in the comfort of your own home without depleting your savings or burdening your family.

Long-Term Care Costs

Cover nursing home or assisted living expenses when extended care becomes necessary for recovery or ongoing support.

Medical Expenses

Pay for treatments, medications, and medical equipment not covered by health insurance during serious illness.

Housing Payments

Keep up with mortgage or rent payments when illness prevents you from working and earning regular income.

Regular Bills

Maintain utility payments, insurance premiums, and other recurring expenses during your recovery period.

Retirement Support

Supplement your retirement income if health issues arise before or during your golden years.

Stay Connected

Follow Yvonne Yeung

Get insurance insights, retirement tips, and real-life scenarios on social media

Ready to Protect Your Family's Future?

Schedule a free, no-obligation consultation to learn how the right insurance plan can provide financial security for you and your loved ones.

Schedule Consultation Call Now

Or email directly: [email protected]