One of America's oldest and most trusted life insurance companies, protecting families since 1848
National Life Group is one of America's oldest mutual insurance organizations, founded in Montpelier, Vermont over 175 years ago. Throughout its history, NLG has remained committed to its founding mission: to help people protect their families and plan for their financial futures.
Unlike publicly traded companies that answer to shareholders, National Life Group operates as a mutual company - meaning policyholders' interests always come first. This structure has enabled NLG to maintain financial strength and stability through economic cycles, wars, and global changes.
Today, National Life Group serves millions of Americans through its life insurance and annuity products, with a particular focus on innovative Living Benefits that provide protection during life's most challenging moments.
Independent rating agencies confirm National Life Group's ability to meet its long-term obligations to policyholders.
Key advantages of choosing National Life Group for your insurance needs
One of America's oldest continuously operating insurance companies, surviving every economic challenge since 1848.
Industry leader in Living Benefits (ABR), allowing policyholders to access death benefits during critical, chronic, or terminal illness.
Policyholders come first, not shareholders. Decisions are made to benefit those we protect, not maximize profits.
Consistently strong ratings from independent agencies like AM Best (A) and S&P Global (A-) demonstrate our ability to pay claims.
Comprehensive products designed to protect families at every life stage
Term, whole life, and universal life products with industry-leading Living Benefits included at no additional cost.
Learn MoreFixed and fixed indexed annuities providing guaranteed income, principal protection, and tax-deferred growth.
Learn MoreAccelerated Benefit Riders for critical illness, chronic illness, terminal illness, and cognitive impairment.
Learn MoreAs an officially licensed broker with National Life Group, I am authorized to represent their full range of products and services. This means you get:
National Life Group Authorized Representative
20+ years of financial expertise
English, Cantonese, Mandarin
Bayside, New York
Let me help you understand how NLG's innovative insurance solutions can protect your family.